Renters Insurance
Barragan Insurance Agency has the best rates on renters insurance for California. Get a renters insurance quote on affordable and low cost insurance. We can save you money on renters insurance. Barragan Insurance Agency serves Sacramento, Folsom, Chico, Folsom Ranch, Russell Ranch, Redding, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Santa Barbara, Anaheim, and San Diego regions.
Are you paying too much for Renters Insurance? Renters insurance is like homeowners insurance policy for a person who is renting a home or apartment. Renters insurance primarily is to cover the renter’s personal belongings. Additional coverages may be added to a renters policy or written in conjunction.
Your landlord's insurance doesn’t covers your possessions or even protect you against any lawsuits because of an accident. If someone breaks into your home or apartment and your property gets stolen they are not covered by the landlords insurance.
You need to have your own insurance to cover you in the event of theft, fire, sever weather, or a lawsuit. Renters insurance will cover your stolen or damaged property or lawsuit costs. Get Renters insurance and know your possessions are covered.
Barragan Insurance Agency provides affordable renters insurance while still saving our clients money.
Renters insurance is insurance you buy if you are renting a property from someone else. It primarily covers your personal belongings since you're not responsible for the building. A renters insurance policy provides protection for your personal property, such as furniture or electronic equipment, in case of perils like fire, theft, or wind damage.
If someone breaks into your residence or the apartment above you has a fire, and the water used to extinguish it floods your apartment, your landlord's policy likely won't pay to replace any of your personal property. That's up to you.
You have a lot of money invested in your personal property and it's worth protecting. As a renter, you could experience a loss due to something you have no control over.
Some of the named perils are:
- Fire or Lightning
- Windstorm
- Smoke
- Vandalism or Malicious Mischief
- Theft
- Accidental Discharge of Water
Keep in mind your need for liability insurance Your Renter's Insurance Policy will also include liability protection. Which covers damages as a result of an unintentional bodily injury or property damage to another person. Renter's Insurance may also pay for legal defense in these circumstances. For instance, a vistor gets hurt. They could sue you. Fighting that suit could be an expensive nightmare.
A Renters Policy will protect your personal property the same way it would if you owned a home.
Your Renters Insurance Policy Will Include:
- Personal Property Protection - Covers the loss or damage of your personal property
Liability Protection - Provides legal representation and protection against judgments
Medical Protection - Covers medical costs for visitors injured at your home
- Additional Living Expenses - Reimburses for costs of temporary housing during reconstruction
- Consider Purchasing Flood Insurance or Earthquake Insurance Since a Renters Insurance Policy doesn't cover floods or earthquakes.
To see just how affordable all these valuable coverages can be.
Should you have any questions, please phone us at 916-984-9320. You may also send us an mail to: Info@barraganinsurance.com
Barragan Insurance Agency
1132 Suncast Lane Ste 8
El Dorado Hills, 95762
Phone: 916-984-9320
Fax: 916-984-8013
Best Rates on Renters Insurance for California. We can save you money on your renters insurance. We serve the Sacramento, Folsom, Chico, Redding, San Francisco, Oakland, San Jose, Long Beach, Fresno, Los Angeles, Santa Ana, Santa Barbara, Anaheim, and San Diego regions.
Renters Insurance for Sacramento and the Northern California region including Folsom, Elk Grove, Rancho Cordova, Carmichael, Antelope, North Highlands, Folsom Ranch, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Natomas, Chico, Bakersfield, Davis, West Sacramento, Citrus Heights, Orangevale, El Dorado Hills, Stockton, Modesto, Lodi, Merced, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Placer County, Sacramento County, El Dorado County, Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.
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