Buy affordable low cost homeowners insurance with the best rates from Barragan Insurance Agency. Get a free insurance affordable and cheap home insurance quote on line or by phone. We have top insurance companies to get your quote.
We will help you save money on your homeowners insurance costs. We serve the Sacramento, Folsom, Elk Grove, Natomas, Folsom Ranch, Russell Ranch, Chico, Cupertino, Rocklin, Roseville, Rancho Cordova, Citrus Heights, Redding, San Francisco, Oakland, San Jose, Bay Area, Long Beach, Fresno, Los Angeles, Orange County, Santa Ana, Santa Barbara, Anaheim, and San Diego regions.
Searching for the best price on homeowners insurance? Well, You’ve found it. Barragan Insurance Agency can find you the best insurance rates on affordable homeowner insurance. Your home is one of your most important investments you have. It's our job to help you protect your investment with home insurance. Home insurance protects your home and your possessions you have inside your home.
You’ve worked hard for what you have and it’s very important to have your house and possessions properly insured. There are several options of what home insurance can cover on your property. Barragan Insurance Agency can help make sure everything will be properly insured. Let Barragan Insurance give you a free homeowners insurance quote.
If you have a mortgage on your home, lenders will require you to carry home insurance. Mortgage lenders can "force" home insurance on you if you don't carry home insurance or your home insurance lapses, "Forced" Home insurance is usually expensive (often times it is three or four times the normal home insurance cost). The lender requires home insurance because they are protecting the collateral in the event of a catastrophic loss such as a major fire or some other type of loss that keeps you from living in your home. Your home insurance policy usually provides you with funds for you and your family to live somewhere else when you are not able to live in your home due to some catastrophic loss.
Earthquakes and Floods are not usually included / covered on a home insurance policy. Earthquake insurance and / or Flood insurance can be covered but are separate policies that can be purchased separately.
The liability part of your homeowners policy protects you financially during potential lawsuits brought against you if someone was injured at your home, or while on your property.
Natural disasters and man-made accidents aren’t just a possibility, they are an eventuality. Barragan Insurance Agency invites you to think of your greatest asset…your home. There are a number of ways to trim your homeowner insurance costs. The price you pay for your homeowner insurance can vary by hundreds of dollars.
Protect one of your most valuable assets – your home. Having the right homeowners insurance helps you keep your money where it belongs… in your pocket. We provide free home insurance quotes from the best homeowner insurance companies in the industry. Looking for low cost, affordable, cheap, quick and easy homeowner insurance? Let us do the searching for you from top rated homeowner insurance companies.
Here are a few things to consider when buying homeowner insurance that can save you money.
- Combine your home and auto insurance as package coverage and discount your home insurance by as much as 25% for insuring both your car and your home together with the same company and receive additional discounts on your auto insurance for packaging the two policies together.
- Make sure you are receiving all of the homeowner insurance discounts you deserve. Home insurance discounts are often available for smoke detectors and fire alarms, burglar alarms, non-smokers, new home, a preferred home builders, being a senior citizen, being a civil service employee, a medical professional, an educator, living in a gated community, having indoor fire sprinklers, being married, and having updated your home such as putting on a new roof, upgrading the electrical, plumbing, or heating / cooling systems.
- Increase your homeowner insurance deductible. The standard homeowner insurance deductible is generally $1000, but many people still carry a $250 or $500 deductible. Typically, you can save about 10% on homeowner insurance just by increasing a $500 deductible to $1000 or more.
Available Discounts (Let us know which discount(s) apply):
- Package policy (auto / home together )
- Smoke detectors, fire alarms, Central monitored burglar/ fire alarms
- Non-Smoker
- New home
- Senior citizen
- Civil Service Employee, such as Law Enforcement, Fire Fighters, Teachers, PERS members
- Medical Personnel, Doctors, Nurses, Physician Assistant, Nurse Practitioner
- Educator /Teacher /STRS members (current or retired)
- Gated community
- Indoor fire sprinklers
- Married
- Updates on electrical, plumbing, heating, roof
- Public Utility employees such as CalTrans employees, SMUD, PG&E, Sprint, Verizon, AT&T
- PERS members, City employee, County employee, State employee (see list of State Agencies for Eligibility), Federal employee
- Preferred home builder such as Lennar Homes, Elliott Homes, Cresleigh Homes, KB Homes, DR Horton Homes, JMC Homes, Toll Brothers Homes, Pulte Homes, William Lyon Homes (check to see if your home builder is on the list). If your home builder is not on the list then let us know and we will try to get them added as a preferred home builder.
Depending on where your home is located or if it is required by your mortgage lender, you should consider Flood Insurance and / or Earthquake Insurance to protect you financial Investment.
Should you have any questions, please phone us at 916-984-9320. You may also send us an mail to: Info@barraganinsurance.com
Barragan Insurance Agency
1132 Suncast Lane Ste 8
El Dorado Hills, 95762
Phone: 916-984-9320
Fax: 916-984-8013
Insurance Center for Sacramento and the Northern California region including Folsom, Elk Grove, Rancho Cordova, Carmichael, Antelope, North Highlands, Folsom Ranch, Gold River, Fair Oaks, Woodland, Natomas, Sacramento, Anatolia, Kavala Ranch, Rocklin, Roseville, Lincoln, Loomis, Granite Bay, Galt, Davis, West Sacramento, Citrus Heights, Orangevale, Rancho Cordova, Fair Field, Vacaville, Auburn, Hills, Stockton, Modesto, Lodi, Merced, Tracy, Antioch, Dixon, Woodland, Fairfield, Vacaville, Chico, Bakersfield, Los Angeles, San Diego, San Francisco, Long Beach, Fresno, Oakland, Santa Ana, Anaheim, Vallejo, Marysville, Yuba City, Linda, Plumas Lake, San Jose, Campbell, Cupertino, Placer County, Sacramento County, El Dorado County, Yolo County, San Joaquin County, Sutter County, Northern California, Central California, and Placer County, and other cities and counties within California.